How GAP insurance cover works -GapCompare.co.uk

What is GAP Cover?

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Cover the difference between what your motor insurance will pay out and the full value of your car

What does GAP insurance cover?

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Vehicles with a value up to £125,000
Vehicles up to 10 years old
Vehicles with a mileage less than 120,000
Vehicles purchased from private sellers or dealers
Vehicles types covered include: Cars, Motorcycles, Vans & Motorhomes

What are the different types GAP insurance cover?

There are5 types of cover you can compare on our site:

Agreed Value GAP (AVG)

In the event of a total loss, will pay the difference between your comprehensive insurer's settlement and the retail value of your car at the time your policy is purchased. This policy is suitable for cars which have been purchased from a private seller rather than a motor dealer.

Contract Hire GAP (CHG)

Contract Hire GAP

Return to Invoice (RTI)

Pays the difference between the motor insurers settlement and either the invoice price or the amount outstanding on finance whichever is the highest.

Vehicle Finance GAP (VFG)

Pays the difference between the motor insurers settlement and the outstanding Finance Balance.

Vehicle Replacment Insurance (VRI)

Pays the difference between the motor insurers settlement and the cost of a replacement vehicle matching the original specification, age, mileage or the amount outstanding on finance whichever is highest.

Is GAP insurance cover worth the cost?

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